Deputy Assistant Director for Originations, CFPB

Calvin R. Hagins

Calvin, a recognized industry expert, comes to the Bureau with over 25 years of experience in federal supervision related to risk management practices and processes, compliance management systems, fair lending, Community Reinvestment Act (CRA) & general consumer protection issues.

Calvin’s principal responsibility at the CFPB is to lead and direct the National Program for mortgage, student and automobile origination matters for depository and non-depository financial services companies. He also leads the Office of Supervision Policy’s effort to implement the Dodd-Frank Title XIV mortgage rule changes and the Know Before You Owe Mortgage Rule changes (f/k/a TRID).

Calvin, while at the Office of the Comptroller of the Currency, rose through the ranks as an examiner in the Atlanta, GA and Tampa, FL offices from 1987 to 2003, earning his commission as a National Bank Examiner, and taking on roles of increasing responsibility, including as Assistant Deputy Comptroller in Atlanta. During his tenure as a field examiner and exam manager, he participated in developing, enhancing and instructing at various compliance, fair lending, and CRA training schools.

In 2003, Calvin was selected as a Senior Advisor to the Deputy Comptroller in Washington, DC, and in 2005 became the Director for Compliance Policy for the OCC for almost six years using his field examiner expertise.  He has coauthored numerous articles on compliance matters, provided technical content for numerous trade publications, given Congressional testimony on fair lending supervision, spoken extensively at national trade associations, on local and national radio programs, and at various state and regional compliance conferences.

Calvin earned a BS in Finance from the University of South Florida and holds the Certified Regulatory Compliance Manager, Certified Risk Professional, Anti-Money Laundering Professional and Consumer Protection Examiner designations.